保(bǎo )险(👷)公(gōng )司(sī )(🆓)调(diào )查(✒)员(yuán )古(🥇)志(zhì )(📼)明(míng )(谭咏麟(🔼) 饰)(🕋)在(zài )(😘)雨夜(🕸)赶(gǎn )回(huí )家(jiā )参(cān )加(jiā )和(hé )婚期(qī )(🔧)妻Ivy(叶童(tóng )(🌰) 饰)订(dìng )(🗼)婚(🐮)四(sì )(🥩)年(nián )的(😧)庆祝(📿),不(👋)巧(qiǎo )雨(yǔ )(🎲)天路滑(huá ),古志(📼)明(míng )(😎)险(xiǎn )些(xiē )(🖲)撞(⚫)到(🐿)一(🕔)名红(hóng )衣(🎩)女(nǚ )(🤷)子(zǐ )(🗄)…(🛍)…Ivy为(🙍)人(rén )脾(pí )(✳)气(qì )火(🥄)爆(bào )(🛹),古(gǔ )志(zhì )(🚥)明(míng )(🐖)虽有(yǒu )(🛺)不(bú )(📞)满(mǎn )也(yě )只(🥞)得(dé )忍(😚)受(shòu ),当(dāng )(🙁)夜(yè )(😻)古(🚸)志(zhì )明(míng )(🚑)胞(bāo )弟玩(wán )起(🤯)了(😱)碟(🐖)仙游(yóu )(🔊)戏(xì ),与此(cǐ )(🌙)同(tóng )时(🧚),名叫(jiào )张(zhāng )小(📯)瑜(yú )(🚨)的(de )红(hóng )(⏯)衣(yī )(😞)女子不(❔)慎失(shī )(🦗)足坠(zhuì )(🎛)楼(🌊)身(㊗)亡,正(zhèng )在(zài )(🗞)进(🙂)行中(zhōng )的(de )(✋)碟(🐑)仙(xiān )游(yóu )(🙌)戏(xì )恰(qià )好(hǎo )收(shōu )到了张(zhāng )(🙀)亡故的(⛓)信(xìn )号。次日(rì ),古(gǔ )(🤷)志(👃)明(míng )(🧤)奉(🔔)命调查(chá )(🕙)张(zhāng )(⛳)小(xiǎo )(😍)瑜死因(yīn )以(yǐ )便进(🎋)行(háng )理赔,岂(qǐ )(🚴)料(liào )(🧣)连(🤖)串怪(🕯)异(yì )现(xiàn )(👣)象在(zài )古的(❕)身(shēn )边(biān )(💹)发(fā )生。在(zài )(🍑)古志(🛎)明和(🚗)Ivy的(🈸)关系(xì )(🏻)日益(🌹)紧(jǐn )(⛏)张(zhāng )(🐨)之(👪)时(🥋),女鬼(🌪)张(zhāng )小(xiǎo )瑜(🚶)现身(📟)古(gǔ )(🐩)志(zhì )明(😝)家(jiā )(🔈)中(🏒),申(💿)明自(zì )己(🈺)并(🤔)无恶(🔍)意(😙),只希望得(👌)到(dào )(💏)保(bǎo )(📸)险(🥤)金(🔷)赠(zèng )送邻(💸)家(jiā )女童(tóng )(🍽),而古(🏴)志明(míng )(📐)的(de )(🔎)领(lǐng )导却(què )(🌱)示意此案(àn )(🖍)按(àn )(🔫)照(💣)自(zì )(🔥)杀(shā )(🚡)处(chù )(🌸)理(📞)以免(miǎn )去(qù )(🚽)赔付(fù )。张(zhāng )小(🕕)瑜(😳)出(chū )(👗)现(🎦)的(📤)频(🚻)率(lǜ )愈(🔪)发增(zēng )加(jiā ),而(ér )(👩)古(gǔ )(🧘)志(zhì )(💅)明(míng )(🤼)对(duì )这(zhè )位(wèi )乖(🕺)巧(qiǎo )的(de )(🎴)女(nǚ )鬼(guǐ )(🚤)渐(jiàn )(🚩)渐(🍹)产(chǎn )生(shēng )了情愫(sù )(🈺)…(⏺)…